Privacy policy
Last updated 1 November 2026
This policy explains what AssetIQ ("we", "us") collects when you use the AssetIQ website and the AssetIQ apps for Android and iPhone, why, and the choices you have. It is written to meet India's Digital Personal Data Protection Act, 2023, and the requirements of Google Play and the App Store.
What we collect
- Your account: username, email address, password (stored only as a salted hash), age, annual income, family dependency income and the life goal you choose when you sign up.
- What you record: income and expenses, categories, spending and income sources, budgets, repeating entries, portfolios, investments, cash contributions and withdrawals, other assets, loans, goals and settings.
- Files you import: holdings and cash statements you upload are read to create the entries and holdings in them. The file itself is not kept.
- Technical data: the address your requests come from and failed sign-in attempts, kept briefly to protect accounts from password guessing, and server logs used to keep the service running.
We do not collect your contacts, location, photos or bank login details. AssetIQ cannot move money.
Why we use it
- To show you your budget, investments, net worth and goals, and the calculations built on them.
- To keep you signed in, protect your account, and keep the service secure and working.
- To answer you when you contact us.
We use your data only with your consent, which you give by creating an account, and only for these purposes. We do not sell it, use it for advertising, or share it for others' marketing.
Who it is shared with
- Our hosting provider, which runs the servers and database that store your data on our behalf.
- Exchange-rate data: to value investments in other currencies, the server asks an exchange-rate service for today's rates. No personal data is sent.
- The AI assistant (optional): only if you add your own Anthropic API key and use the assistant, the portfolio details and questions you send are passed to Anthropic to answer them, under Anthropic's terms.
- The law: when we are legally required to.
How long we keep it
Your data is kept while you have an account. When you delete your account, your data is deleted from our database straight away. Copies in our encrypted backups are overwritten within [BACKUP RETENTION PERIOD, e.g. 30 days]. Failed sign-in records are deleted within an hour.
Your rights
- See and correct your data in the app or on the website at any time.
- Delete your account and its data: in the app under Profile › Delete account, or on the website.
- Withdraw consent by deleting your account.
- Ask us about your data or raise a grievance by writing to support@assetiq.in. We reply within 30 days.
Security
Connections to AssetIQ are encrypted with HTTPS, passwords are stored as salted hashes, sign-in tokens on your phone are kept in the device's secure storage, and repeated failed sign-ins are blocked for a while. No system is perfectly secure; if a breach affects you, we will tell you and the authorities as the law requires.
Children
AssetIQ is not meant for children. You must be 18 or older to create an account.
Changes
If we change this policy we will update the date above, and tell you in the app before an important change takes effect.
Contact
[COMPANY LEGAL NAME], [REGISTERED ADDRESS]. Grievance officer: [NAME], support@assetiq.in.